Commercial Liability Insurance

Does your business have enough liability coverage?

Can your business ever have too much?

It’s true—today, even the smallest of mishaps can result in large lawsuits. That’s why all of us at Downey Insurance Agency take your protection seriously.

Commercial liability insurance, along with property and worker’s compensation insurance, is a crucial tool for most businesses. General liability insurance specifically protects the assets of a business when it is sued for something it may have – or have not – done to cause personal injury or property damage.

Commercial liability insurance addresses accidents stemming from on-site accidents, as well as any injuries or damages incurred as a result of using goods or services sold on-premises. In addition to the financial limits of the policy, coverage can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.

At Downey Insurance Agency, we’re experts on determining the exact protection you and your business needs. The amount or level of coverage a business may require relies on a few key factors: perceived risk and the state in which you operate.

Our highly skilled agents strive to help you consider all aspects of your business to ensure that you are secure with the most appropriate commercial liability insurance policy available. From first considering the amount of risk associated with your business – to then addressing Massachusetts-specific regulations, we help to customize a policy plan that works for you.

At Downey Insurance Agency our expert insurance professionals will sit down with you and work one-on-one to determine exactly how much coverage you are looking for. You can learn more about our general liability coverage by speaking with one of our trusted agents today. Contact Downey Insurance Agency for more information, one of our dedicated insurance experts would be happy to take your questions! Discover expert insurance solutions from Downey Insurance Agency – we’d be happy to provide you with a free commercial liability insurance quote right now!