Imagine that you are hurt and must take time out of work. Does your employer provide disability insurance? Even if they do, does it cover the length of time you may be out of work?
These are things you should be considering if you need to purchase disability insurance. Your need for disability insurance may be greater than you realize, and it’s not a responsibility you should simply toss aside for your employer to deal with.
Disability insurance typically replaces 60-70% of your income during the time in which you are unable to work and/or perform the duties defined by your employment. Can you afford NOT to purchase this coverage? Contact Downey Insurance Agency today for more information on disability insurance.