Massachusetts and New England Homeowners Insurance

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Try The Downey Family of Companies newest link from Swyfft  to obtain a stand alone indication of your homes replacement cost and relative insurance pricing.

Here at Downey Insurance Agency we recognize the responsibility that comes with being a homeowner—furthermore we understand the need to protect your home, and those who live inside, with comprehensive Massachusetts homeowners insurance—and beyond!


At Downey Insurance Agency we’re homeowners too—exactly why we are dedicated to helping you navigate through this very valuable policy decision. You’ve worked hard to secure yourself a safe and comfortable place to call your own—now the next step is protecting you and your property from various risk exposures.

In order to secure you the most appropriate coverage, it’s important that we take the time to fully understand your personal needs—because let’s face it, every home and homeowner is different.

As a well-established independent insurance agency we have the ability to shop multiple carriers nationwide, comparing rates and resulting in the best possible Massachusetts homeowners insurance; and no matter where you are located across the region—we’re here to help you protect what matters most!

We’re happy to extend our insurance expertise, beyond Massachusetts—we can provide New England auto insurance, too. We’ve got you covered with a dependable policy you can truly rely on.

Typical coverage packages for MA homeowners insurance and New England home insurance, can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Personal Liability

Looking for specialty coverage, for those unique exposures vulnerable within your typical homeowners policy? Don’t hesitate to ask one of our expert insurance professionals about additional endorsements that can be purchased to enhance your Massachusetts homeowners insurance, as well as your New England home insurance programs. Further coverage options, that can add that extra degree of security, include:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Downey Insurance Agency, we know what may work for one homeowner, won’t necessarily work for you. Which is exactly why we aim to create custom, top-quality insurance plans that reflect the distinct needs of you, your family and your individual home.

Give us a call today, to learn more about our all-inclusive home insurance policies. One of our coverage specialists would be happy to provide you with a complete policy review as well as offer you a free quote for Massachusetts homeowners insurance or New England homeowners insurance right now!

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